Hear ye! Hear ye! I’m on my way to becoming DEBT FREE!!
Why: Debt has become a monkey on my back and I just can’t do it anymore.
How: My first step was purchasing Tiffany The Budgetnista’s book, “The One Week Budget.” I didn’t follow everything to the letter but I did modify her method to suit my situation.
Also, in 2017 I decided to make better money choices and also did better with saving. Joining Qapital, increasing my credit union deductions, paying off credit card debt and student loans [and of course spending less] were tips that I used to snatch my coin back.
To add to the list, I even created my very 1st Penny Challenge Jar as a Christmas gift for my mom, but I wound up making one for myself too. Check out the video and let me know if you plan on making one of these jars, so you too can save extra money! The challenge starts January 1, 2018 so I wish you all a Happy New Year and declare 2018 to be the YEAR OF THE GREAT COIN SNATCH!
Thanks for watching and Happy Saving! ❤
I’m def gonna start this challenge. Debt free is the best way to be lol. Lawd knows. I’m gonna look for that book too.
Yep I plan to throw in change in my bags, change I find and dollars too to get a bigger return.
And yes debt free is in my very near future!!
Thanks for reading! Appreciate it so much 🙂
Girl, debt is definitely a killer! I love educating myself so I’ll check this book out too.
That’s wassup, yeah debt free in ’18 is my motto! 6 months to go and I am DONE!!!!
This is a great challenge for all my aunties and uncles who are cash only shoppers.
exaaaaaaaaaaactly!!!! There are so many things you can do with this quick and easy tutorial/challenge.
I have always wanted to do the coin collecting thing but I rarely have change. I almost always use my cards to buy things. Maybe I will start to take money out of the atm for the week and then I’ll have some change to put into my jar lol. It will also help me to budget! Because once that money is gone, it’s gone!
true @ taking out some cash to spend. I don’t like breaking bills, but I do it on purpose to have change and take all of it and stash it in the jar. I do try to keep at least 50 cent in change on me for parking though…but you don’t realize how much you’ll rack out with literally a dew pennies per day.
Will definitely check this book out. Thanks for the review. Debt is not my friend. It’s more like the grim reaper.
hahahahah fa real fa real…well I got 6 months to go and I can officially break up with debt!
Love it! I’m really trying to spend my money wisely from here on out cause ain’t nobody got time to be struggling! Especially as I’m getting my masters degree! I plan to check out your penny jar video as well!
Congrats in advance on the Master’s Degree!!!!!
Yes start putting away those few pennies away per day and watch it add up. You can use it splurge on something or pay off a bill. I got 6 months to go before I am debt free!
I remember always having change jars growing up and the feeling of cashing them in and seeing how much money we saved! Definitely going to have to start doing that again. Also going to check out that book
yeah I remember change jars too…and so far I’ve added more than pennies in there, dollars too!
I’m tryna reach at least $1000 saved. Yep check out the book, and also thanks for stopping by blog and leaving a comment!